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Thinking prosperous thoughts

I hope this update finds you all healthy, happy and well!

Things are going well, been working long hours in the office to try to absorb as much as I can in this new job. I typically get in a little after 7am and stay until 6pm or so, either working directly with students or studying my notes. I've got a notebook full of notes that I've typed up, and I keep them updated regularly. I finally got to sort them out into categories, but there's still more and more to learn! My co-workers remind me that it takes months to master the material, but I already feel a bit behind, so I'm doing my best to catch up.

So much to learn!

With a new job, new schedule and tons of change, it's easy to fall into old habits and get stuck mentally, physically and nutritionally. I try to get out of bed and out of the door before 6:15 so I can work out and get to the office early, and some days I'm successful. Still working on building that habit to make it more permanent.

There are some days I get dragged down and think WAY too far ahead, letting concern temporarily disrupt my perspective. But then again I'm reminded that life is dynamic and ever-changing, and if I can find this great opportunity in this state and this town, then I Am capable of bringing more and more great things into my life. Things got pretty scary for me and by Grace I got through it, just as it has always been. I've been blessed and fortunate to always have enough to get by, so now I want to shift gears and prepare myself mentally for bounty, increased prosperity and infinite good - and for it to come now! :)

* * * * * * * * * * * * * * * * * * * * * * * *

Okie, that's all for an update for now - I've got a question for you all :)

I'd LOVE to hear your response, and feel free to go into as little or as much detail as you please! Here goes:

If ONE MILLION DOLLARS came into your life TODAY (free and clear, brought to you through ethical means with NO strings attached), what would you do with the money, and what would you do with your life?

I can't wait to read your responses :) :) :)



( 26 comments — Leave a comment )
Nov. 16th, 2008 07:50 pm (UTC)
A million bucks free and clear, meaning no taxes.


Payoff my mortgage.

Develop a life budget and see if I still need to work.

If I dont invest it, 50K a year for 20 years isn't bad. It gets bad if expenses due to inflation strip that after 10 years. So it doesn't look like I can quit.

But I'd have to say, after paying off my debts I would invest the money in a balanced portfolio. I would never take out a loan for anything anymore. I'd also get an annuity so that it would be my income source for paying off taxes and insurance on my property when I am no longer working.

I would probably work until I got fired again.

I'd probably buy some property, because real estate is cheap now.

Nov. 17th, 2008 07:14 pm (UTC)
I would probably work until I got fired again.

This made me gigglesnort! I love it :)

Smart call on the annuity - great way to make your money work for you! And ya can't beat a guaranteed investment!

Nov. 17th, 2008 07:34 pm (UTC)
dull answer, I know. But if you said 2 to 3 million I'd quit my job. A million bucks isnt what it used to be. I wouldn't refuse it though, Poverty level in the USA is roughly 15 K for a couple. It doubles every 7-10 years. Poverty level is nasty. So my initital estimate at a decent quality of life is 40-50K. 15K for a couple is difficult. Apartment rent is say, 800 to 1200 bucks a month... I lived in an 800 buck apartment, not swanky digs. that's not counting utilities or food.
Nov. 16th, 2008 08:16 pm (UTC)
I'm glad to hear the new job is going well.

If I had one million dollars fall into my lap like so, I would pay off my credit cards and school loans, and then I would make sure the rest of my family's loans are paid off as well. Anything left would go to stem cell research or cancer research.
Nov. 17th, 2008 07:16 pm (UTC)
::hugs:: Thankies :)

Awe, the generosity! You'd be putting that cash to good use - so many would benefit from it and that's some awesome karma working for you :)
Nov. 16th, 2008 08:26 pm (UTC)
Pay off bills, find a smallish gentleman's estate and a few horses for us and a few good friends, and live off interest while I tried to carve a life out of our skills and gifts, music, art, and writing.
Nov. 17th, 2008 07:17 pm (UTC)
Sounds AWESOME! I'd love to see all the exhibits you both would put on :)
Nov. 17th, 2008 07:27 pm (UTC)
Well, We certainly won't wait until the jackpot befalls us, it just may take a little time, so we'll be out there creating and performing soon enough.
(Deleted comment)
Nov. 17th, 2008 07:18 pm (UTC)
Right on - there's something about working that keeps people happy and healthy. It would rock the shit if we work because we want to, and not because we *had* to!
Nov. 16th, 2008 09:05 pm (UTC)
My first thought?
Buy 500 registrations for another Wrock the Boat and go to Hawaii!
My second thought?
Buy land to begin a Teen Behavioral Rehabilitation Outdoor Program/Animal Rescue Sanctuary.

But that whole "investing" thing sounds pretty smart, I guess.
I don't have many debts, actually. Just my credit card, and it's not too shabby.

Nov. 17th, 2008 07:19 pm (UTC)
WOOOOO!!!! Party in Hawaii!!! :)

Investing is good, especially for people who are patient and don't mind fluctuations. Then again, with that kind of money, one could afford a few dings and dents in the market :P

::BIG HUGS:: Thinking about ya lots, babe ♥
Nov. 16th, 2008 10:28 pm (UTC)
My answer will be boooooooring: I would change absolutely nothing about what I'm doing right now.

I wouldn't quit, because I love my job. I wouldn't move. I love my car. I budget already so if I want something, I can get it. But I'm big into financial security. So...

It would all go into some sort of savings account, and after about five years or so, with the interest, I figure I could finally buy myself that lake house I've always wanted without digging into the principal at all.

Or, if this is a Brewster's Millions deal where you have to just blow it on crazy stuff? Cruises. Cruises to EVERYWHERE for a whole year for me and my nearest and dearest.
Nov. 17th, 2008 07:20 pm (UTC)
My answer will be boooooooring: I would change absolutely nothing about what I'm doing right now.

That rocks :) It's an awesome place to be in mentally, and it's great to hear that no matter what kind of spot you're in, you'd be happy either way!
Nov. 17th, 2008 02:33 am (UTC)
Most honorably, I must pay off my debts first. And then, I would like to put some of it away to perhaps live off the interest of, but what I would like the most is to give the majority away to charity, to make the world better somehow.

Nov. 17th, 2008 07:22 pm (UTC)
to make the world better somehow.

The world's blessed to have you in it - you certainly enrich the lives of those you interact with, and your generosity and sincerity is made of win :)
Nov. 17th, 2008 02:33 am (UTC)
With a million dollars, I would pay off all of my student loans and pay off my car so that I wouldn't have any loans out there to worry about accruing interest.

I would put the rest in a savings account.

If it was a case where I didn't have to worry about money, I would totally still do the job that I'm doing because I love it. It would just make my stress level a lot easier not having to live paycheck to paycheck. Plus, once I got to place where I know I'm going to be for awhile and not just for a year or two, I would buy me a condo or my own townhouse so I wouldn't have to worry about rent every month.

I would also set some of it aside, tell my parents to get themselves their passports and when it worked out for all of us, I would take my parents to Europe since I've been twice and they haven't been yet.
Nov. 17th, 2008 07:24 pm (UTC)
Sounds like a great plan!

Would you tell your parents right away that you were taking them to Europe, or would you make them get their passports first? :)
Nov. 17th, 2008 08:51 pm (UTC)
Passports first. I'm an evil wanker. I'd eventually tell them that they're going to need a week or so off and I might let them have a say in some of the places where we go though. :P

I think my dad's already been thinking about getting a passport. He's absolutely dying to go to the winter olympics in Vancouver. I'm just hoping that one day, I can get my job to pay for me to go to the Olympics. That'd be sweet.
Nov. 17th, 2008 03:11 am (UTC)
Pay off my credit cards, student loans, and my car loan. I think that's everything. But I'd still have auto and health insurance to pay for, since I don't have a job yet (sigh) so I'd put a big hunk in savings for that -- and some in my checking account too, of course, to be safe.

At that point, I'm paying off the student loans of one of my friends because her life would become so much easier and less stressful if she had that payment gone.

Then I'm seeing who wants to go to (Republic of) Ireland for a nice vacation when the weather is warmer!

Edit: I'd keep some money aside for my Mom too. Not that I don't love my Dad but he has outright told me that he's not leaving anything for me or either of my brothers.

Edited at 2008-11-17 03:12 am (UTC)
Nov. 17th, 2008 07:25 pm (UTC)
At that point, I'm paying off the student loans of one of my friends because her life would become so much easier and less stressful if she had that payment gone.

That's absolutely beautiful :) To change a person's life - that's a gift that gives back many times over!
Nov. 17th, 2008 06:20 pm (UTC)
I'd pay off my tuition including Grad and Doctorate schools; maybe go to Hawaii for that degree in tropical meteorology after all... and help the rest of the pep band kids with their tuition; because a lot of them can't afford to come back in the spring and I really want them to stay... : (
I think I could start payments on a house et cetera on my own; so I'd rather use it on band kids and give some money back to the school itself, because it's helped shape me so much in these last 2 1/2 years.
Nov. 17th, 2008 07:27 pm (UTC)
I dig the idea that you'd keep doing what you're doing, and lift up those around you! It'd be a great way to spend some of that money :)

Oi and before I forget - are you all doing an HP Orlando meeting this month? Where can I get the info on it?

Hope to see ya soon!!!
Nov. 18th, 2008 11:02 pm (UTC)
I'd pay my mortgage off and buy two new cars. Nothing fancy, though. Just newer than we have. I'd fix up both of our cars and give them to a friend, who desperately needs two forms of transportation.

I'd pay for each of my HP friends to go to Azkatraz next year.

I'd pay off my in-laws house so they could move to Florida. My mom's is paid for, but I'd pay her taxes for a few years.

The majority of the rest would go to purchase a huge chunk of land for an animal sanctuary and a medieval faire of my very own.

I would put a little into savings, since I'd still have to work.
Apr. 8th, 2010 08:25 pm (UTC)
I would leave my parents half of it, no questions about that.

I would buy myself an electric violin and teach myself to play again.

A very small house but with a SHITLOAD of property, so I could rescue abused or neglected animals. Nurse them back to health, train them, give them away to a good home.

... And I think that exhausts my funds. But that's a perfect life.

But I would have to keep working while I'm doing all of this, because a million won't last forever.
Apr. 9th, 2010 05:47 pm (UTC)
Interesting - why the electric violin? Any particular attachment to it? I'm such a sucker for the old-school, classic, woody, deep, heavy tones of the hand-crafted models and am curious to hear your take on it :)

AWE you *would* get a house for beasties! CONFESSION... so would I ;)

Well, once your funds are exhausted, I'll still take you, even though you're fuckin' broke ;)
Apr. 10th, 2010 02:03 am (UTC)
I absolutely love the classical violin as well, however, the electric violin is often more practical when you're trying to make a living by performing for the rest of your life, which is probably what I would need to do in order to receive a steady income after spending my million...

That, and a pretty big inspiration in my life is the band called Bond. Fucking amazing. Four hot girls playing the violin. Well, three hot girls playing the violin, one SUPER hot girl playing the cello. (Gay-ee, she's my favorite.)


( 26 comments — Leave a comment )